UNITED 401K PLANS, INC’S PRIVACY POLICY

 

November 2, 2019

 

Introduction

 

United 401k Plans, Inc. dba Elevate401k (“us”, “we”, or “our”) operates the www.elevate401k.com website and the Elevate401k mobile application. We respect your privacy and is committed to protecting it through our compliance with this policy (this “Privacy Policy”).

 

This Privacy Policy describes the types of information we may collect from you or that you may provide to us when you visit our website www.elevate401k.com (the “Website”) or using the Elevate401k mobile Application (the “App”)(referred to collectively herein as the “Services”), and our practices for collecting, using, maintaining, protecting, and disclosing that information.

 

This Privacy Policy applies to information we collect:

  • On the Website.
  • In the App.
  • In email, text, and other electronic messages between you and the Website and the App.
  • Promotional events sponsored by United 401k Plans.

 

This Privacy Policy does not apply to information collected by:

  • us offline or through any other means, including on any other website operated by United 401k Plans or any third party; or
  • any third party, including through any application or content (including advertising) that may link to or be accessible from or on the Website.

 

Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it.  If you do not agree with our policies and practices, your choice is not to use the Services.  By accessing or using the Services, you agree to this Privacy Policy.  This Privacy Policy may change from time to time (see Changes to Our Privacy Policy).  Your continued use of the Services after we make changes is deemed to be acceptance of those changes, so please check the Privacy Policy periodically for updates.

 

  1. Children Under the Age of 18

 

The Website is not intended for children under 18 years of age.  No one under age 18 may provide any information to or on the Services.  We do not knowingly collect personal information from children under 18.  If you are under 18, do not use or provide any information on the Services or on or through any of their features, register on the Services, make any purchases through the Services, use any of the interactive or public comment features of the Services, or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use.  If we learn we have collected or received personal information from a child under 18 without verification of parental consent, we will delete that information.  If you believe we might have any information from or about a child under 18, please contact us.

 

  1. Information We Collect About You and How We Collect It

 

We collect several types of information from and about users of our Services, including information:

  • by which you may be personally identified, such as name, postal address, e-mail address, and telephone number (collectively, “personal information”);
  • that is about you but individually does not identify you; and/or
  • about your internet connection, the equipment you use to access the Services and usage details.

 

We collect this information:

  • Directly from you when you provide it to us; and/or
  • Automatically as you navigate through the Services. Information collected automatically may include usage details, IP addresses, and information collected through cookies and/or other tracking technologies.

 

  1. Information You Provide to Us

 

The information we collect on or through the Services may include, but is not necessarily limited to:

  • Information that you provide by filling in forms on the Services. This includes information provided at the time of registering to use our Services, posting material, or requesting further services.  We may also ask you for information when you report a problem with our Services
  • Records and copies of your correspondence (including email addresses), if you contact us.
  • Your responses to surveys that we might ask you to complete for research purposes.
  • Your search queries on the Website.

 

  1. Information We Collect Through Automatic Data Collection Technologies.

 

As you navigate through and interact with the Services, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including:

  • Details of your visits to the Services, including traffic data, location data, logs, and other communication data and the resources that you access and use on the Services.
  • Information about your computer and internet connection, including your IP address, operating system, and browser type.

 

The information we collect automatically is statistical data and does not include personal information, but we may maintain it or associate it with personal information we collect in other ways or receive from third parties.  It helps us to improve the Website and to deliver a better and more personalized service, including by enabling us to:

  • Estimate our audience size and usage patterns.
  • Store information about your preferences, allowing us to customize the Services according to your individual interests.
  • Speed up your searches.
  • Recognize you when you return to our Services.

 

The technologies we use for this automatic data collection may include:

  • Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your computer.  You may refuse to accept browser cookies by activating the appropriate setting on your browser.  However, if you select this setting you may be unable to access certain parts of the Website.  Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Website.

 

We do not collect personal information automatically, but we may tie this information to personal information about you that we collect from other sources or you provide to us.

 

  1. Third-Party Use of Cookies and Other Tracking Technologies

 

Some content or applications, including advertisements, on the Services are served by third parties, including advertisers, ad networks and servers, content providers, and application providers.  These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use the Services.  The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites and other online services.  They may use this information to provide you with interest-based (behavioral) advertising or other targeted content.

 

We do not control these third parties’ tracking technologies or how they may be used.  If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly.  For information about how you can opt out of receiving targeted advertising from many providers, see Choices About How We Use and Disclose Your Information.

 

 

 

  1. How We Use Your Information

 

We use information that we collect about you or that you provide to us, including any personal information:

  • To present our Services and its contents to you.
  • To provide you with information, products, or services that you request from us.
  • To fulfill any other purpose for which you provide it.
  • To provide you with notices about your account.
  • To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
  • To notify you about changes to our Services or any products or services we offer or provide though it.
  • To allow you to participate in interactive features on our Services.
  • In any other way we may describe when you provide the information.
  • For any other purpose with your consent.

 

We may also use your information to contact you about our own and third parties’ goods and services that may be of interest to you.  If you do not want us to use your information in this way, please contact us.  For more information, see Choices About How We Use and Disclose Your Information.

 

  1. Disclosure of Your Information

 

We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.

 

We may disclose personal information that we collect or you provide as described in this privacy policy:

  • To our subsidiaries and affiliates.
  • To contractors, service providers, and other third parties we use to support our business.
  • To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of United 401k Plan’s assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by United 401k Plan about the Services users is among the assets transferred.
  • To fulfill the purpose for which you provide it.
  • For any other purpose disclosed by us when you provide the information.
  • With your consent.

 

We may also disclose your personal information:

  • To comply with any court order, law, or legal process, including to respond to any government or regulatory request.
  • If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of United 401k Plan, our customers, or others.

 

  1. Choices About How We Use and Disclose Your Information

 

We strive to provide you with choices regarding the personal information you provide to us.  We have created mechanisms to provide you with the following control over your information:

  • Tracking Technologies and Advertising. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent.  If you disable or refuse cookies, please note that some parts of this site may then be inaccessible or not function properly.
  • Disclosure of Your Information for Third-Party Advertising. We do not currently share your personal information with unaffiliated or non-agent third parties for promotional purposes.

 

We do not control third parties’ collection or use of your information to serve interest-based advertising.  However these third parties may provide you with ways to choose not to have your information collected or used in this way.  You can opt out of receiving targeted ads from members of the Network Advertising Initiative (“NAI”) on the NAI’s website.

 

  1. Accessing and Correcting Your Information

 

You can review and change your personal information by logging into the Services and visiting your account profile page.

 

You may also contact us to request access to, correct or delete any personal information that you have provided to us.  We cannot delete your personal information except by also deleting your user account.  We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.

 

Proper access and use of information provided on the Services, including User Contributions, is governed by our Website Terms and Conditions: www.elevate401k.com/terms

 

  1. Data Security

 

We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure.

 

The safety and security of your information also depends on you.  Where we have given you (or where you have chosen) a password for access to certain parts of the Services, you are responsible for keeping this password confidential.  We ask you not to share your password with anyone.  We urge you to be careful about giving out information in public areas of the Services.  The information you share in public areas may be viewed by any user of the Services.

 

Unfortunately, the transmission of information via the internet is not completely secure.  Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Services.  Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained in our Services.

 

  1. Changes to Our Privacy Policy

 

It is our policy to post any changes we make to this Privacy Policy on this page with a notice that the Privacy Policy has been updated on the Website home page.  If we make material changes to how we treat our users’ personal information, we will notify you by email to the email address specified in your account and through a notice on the home page of the Services.  The date this Privacy Policy was last revised is identified at the top of the page.  You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically visiting the Services and this Privacy Policy to check for any changes.

 

Contact Information

To ask questions or comment about this Privacy Policy and our privacy practices please contact us.